Your trusted partner in efficient
and effective debt recovery
Welcome to SJ Debt Collection, your trusted partner in efficient and effective debt recovery. With a mission to assist businesses and individuals in reclaiming their owed funds, we pride ourselves on our high recovery rates and exceptional client satisfaction.
Services Overview
Welcome to SJ Debt Collection, your trusted partner in efficient and effective debt recovery. With a mission to assist businesses and individuals in reclaiming their owed funds, we pride ourselves on our high recovery rates and exceptional client satisfaction.
Our Process
Upfront Cost
$50 + GST for account setup fee and a commission on any collected amount.
01
Initial Contact
We start by contacting the debtor via phone, email, or letter to notify them of their outstanding debt.
02
Follow-Up
If the initial contact does not result in payment, we send a follow-up reminder. This can include a formal "Letter of Demand."
03
Negotiation
We attempt to negotiate a repayment plan that suits both parties.
04
Final Notice
If payment is still not made, a final notice is issued, warning of impending legal action.
05
Legal Action
As a last resort, we initiate legal proceedings to recover the debt through the court system. (Additional Legal Costs)
06
Recovery
Post-judgment, we may employ various methods such as asset seizure or garnishing wages to ensure the debt is paid. (Additional Legal Costs)
Q&A
Q1. What types of debts do you collect?
We collect both commercial and personal debts, providing tailored solutions for each case.
Q2. How long does the debt collection process take?
The timeframe varies depending on the complexity of the case, but we strive for quick and efficient recovery.
Q3. What are your fees?
Our fees include a $50 + GST account setup fee and a commission on any collected amount. Contact us for a detailed quote.
Q4. Do you offer legal action services?
Yes, when necessary, we provide expert legal services to ensure successful debt recovery.
Q5. How do I get started?
Simply contact us through our online form or give us a call to discuss your needs and get a free consultation.
Q6. What if the debtor is uncooperative?
We have a range of strategies to handle uncooperative debtors, including legal action if necessary.
Client Reviews
SJ Debt Collection helped us recover a significant amount of overdue invoices. Their professionalism and efficiency were impressive, and we highly recommend their services.
John D. - Business Owner
As a business agent, I appreciate the thoroughness and legal expertise that SJ Debt Collection brings to the table. They have been a valuable partner in recovering debts for our clients.
Mark T. – Business Agency
I was hesitant to use a debt collection service, but SJ Debt Collection made the process straightforward and stress-free. They handled everything with care and respect.
Sarah L. - Individual Client